Updated 6/22/2016

Savings APY APR Dividend Frequency
Shares .25 .250 Monthly
Share Drafts .15 .150 Monthly
IRA .75 .747 Monthly

Share Certificates 6 mo 12 mo 24 mo
APY APR APY APR APY APR
$2,500-24,999 .350 .349 .500 .499 .750 .747
$25,000-99,999 .350 .349 .500 .499 .750 .747
$100,000-Over .550 .549 .750 .747 1.000 .995

Loan Rates Term APR Fixed / Variable
New Vehicles Max. Term 15 Years 2.75 - 12.50 Fixed
Used Vehicles Max. Term 15 Years 3.75 - 13.00 Fixed
Line of Credit Max. Term 6 Years 9.95 – 18.00 Fixed
Consumer Loan Max. Term 6 Years 9.95 – 16.00 Fixed
Home Equity LOC 10 year draw / 20 year repay 4.50 Variable
Land 10 Years 11.00 Fixed
Share Secured - 2.25 Variable
CD Secured Term of CD CD rate + 2% Fixed
Overdraft LOC - 16.50 Fixed
New Equipment Max. Term 5 Years 9.00 Fixed
Used Equipment Max. Term 5 Years 11.00 Fixed
VISA - 14.00 Fixed

Rates are subject to change monthly.

Did You Know?

You can save money on your auto loan by lowering your APR .25% when you use direct deposit or payroll deduction.


You also save an additional .25% if you have a CFDCU checking account.


Don't have CFDCU checking? No problem, we can open one when you apply so you can take advantage of the savings.


To find out more, give us a call today.