Savings

  APY APR Dividend Frequency
Shares .40 .399 Monthly
Share Drafts .25 .249 Monthly
IRA's 1.00 .995 Monthly

Share Certificates

  6 Month 12 Month 24 Month
  APY APR APY APR APY APR
$2,500 - $24,999 .50 .499 .75 .747 1.25 1.243
$25,000 - $99,999 .60 .598 .85 .847 1.35 1.341
$100,000 + .75 .747 1.00 .995 1.50 1.489

Loans

  Term APR Fixed / Variable
New Vehicle Max Term 7 Years 3.0 - 12.00 Fixed
Used Vehicle Max Term 6 Years 4.0 - 14.00 Fixed
Line of Credit Max Term 6 Years 9.75 - 18.00 Fixed
Home Equity Line of Credit 10 Year Draw / 20 Year Repay 4.25 Variable
Land 10 Years 11.00 Fixed
Share Secured - 2.50 Variable
CD Secured Term of CD CD Rate + 2% Fixed
Overdraft Line of Credit - 16.50 Fixed
New Equipment Max Term 5 Years 9.00 Fixed
Used Equipment Max Term 5 Years 11.00 Fixed
VISA - 14.00 Fixed

Rates

These rates are subject to change monthly. To verify the latest rate information please call the credit union and speak with a customer service representative.

We can be reached at:
(704) 375-3950
(800) 335-6195

Monday through Friday 8 AM - 5 PM Eastern.